Bank Lending Survey Statistics - BLS

Frequency (1)

• [Q] Quarterly (3)

Reference area (1)

• [U2] Euro area (changing composition) (3)

Bank selection (1)

• [ALL] All banks (3)

Bank lending survey item (31)

• [BC] Impact of bank competition (1)
• [BLR] Bank lending rate (3)
• [BSC] Impact of cost of funds and balance sheet constraints (3)
• [CMP] Pressure from competition (3)
• [CP] Impact of capital position (3)
• [CRQ] Collateral requirements (3)
• [GEA] Impact of general economic activity (1)
• [IFO] Impact of industry or firm specific situation (1)
• [LCV] Loan covenants (1)
• [LP] Impact of liquidity position (3)
• [LVR] Impact of loan to value ratio (1)
• [MAL] Margin on average loans (3)
• [MF] Impact of ability to access market financing (3)
• [MFC] Impact of market financing competition (1)
• [MRL] Margin on riskier loans (3)
• [MTY] Maturity (3)
• [NBC] Impact of non-bank competition (1)
• [NIC] Non interest rate charges, lending (3)
• [NPL] Non-performing loan (NPL) ratio (3)
• [O] Overall (3)
• [OF1] First other factor (see OBS_COM) (3)
• [OF2] Second other factor (see OBS_COM) (3)
• [OF3] Third other factor (see OBS_COM) (3)
• [OSL] Other loan size limits (1)
• [OT1] First other factor for terms and conditions (see OBS_COM) (3)
• [OT2] Second other factor for terms and conditions (see OBS_COM) (3)
• [OT3] Third other factor for terms and conditions (see OBS_COM) (3)
• [RCD] Impact of risk on the collateral demanded (1)
• [RSK] Perception of risk (3)
• [RTO] Impact of bank`s risk tolerance (3)
• [SZL] Size of loans (2)

BLS contract counterpart (2)

• [E] Enterprise (1)
• [H] Household (2)

BLS counterpart motivation (5)

• [C] Consumer credit (1)
• [H] Loans for house purchase (1)
• [LE] Large enterprises (1)
• [SME] Small and medium-sized enterprises (1)
• [Z] Not applicable (1)

Time horizon (1)

• [B3] Backward looking three months (3)

Effect domain (2)

• [ST] Credit standards (1)
• [TC] Credit terms and conditions (3)

Market role (1)

• [S] Loan supply (3)

BLS aggregation method (12)

• [N] Number of numeric responses in range from 1 to 5 (3)
• [NNA] Number of factor not applicable responses (observation value NC with observation status L) (3)
• [WA] Weighted average (3)
• [WDINX] Weighted diffusion index based on the share of each country in the total loan outstanding amounts of the area aggregate (3)
• [WF1] Weighted avg frequency of 1 responses (considerably tightened / strongly negative / not participated / will not participate) (3)
• [WF2] Weighted avg frequency of 2 responses (somewhat tightened / negative) (3)
• [WF3] Weighted avg frequency of 3 responses (basically unchanged / o / undecided) (3)
• [WF4] Weighted avg frequency of 4 responses (somewhat eased / positive) (3)
• [WF5] Weighted avg frequency of 5 responses (considerably eased / strongly positive / participated / will participate) (3)
• [WFNA] Weighted avg frequency of not applicable responses (3)
• [WFNET] Weighted net percentage (tightened minus eased or reverse) based on the share of each country in the total loan outstanding amounts of the area aggregate (3)
• [WSD] Weighted standard deviation estimate (3)