Bank interest rates on loans cover all interest rates that monetary financial institutions, such as banks, in the euro area apply to euro-denominated loans made to households and corporations residing in the euro area countries.

Households' loans for consumption

January 2025

7.64 %

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% per annum, rates on new business

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Households' loans for house purchase

January 2025

3.14 %

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Corporates' total loans

January 2025

4.12 %

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Loans for consumption
Euro area
, Jan 2025, Provisional value
7.64%
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Data

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Methodology

Bank interest rate statistics consist of data on the interest rates that resident monetary financial institutions (except central banks and money market funds) apply to the euro-denominated deposits of, and loans to, households and non-financial corporations resident in the euro area, as well as data on the volumes involved.

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