House purchase | ECB Data Portal

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Margins on average loans-Perception of risk-Household, Euro area, Quarterly

Margins on average loans Loan supply Perception of risk Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks

Margins on average l... Loan supply Perception of risk Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RSK.H.H.B3.MA.S.WF3

Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Loans for house purchase Backward looking three months Weighted avg frequency of not ... All banks

Credit terms and con... Loan supply Overall Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.O.H.H.B3.TC.S.WFNA

Credit terms and conditions-First other factor for terms and conditions (see OBS_COM)-Household, Euro area, Quarterly

Credit terms and conditions Loan supply First other factor for terms a... Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply First other factor f... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.OT1.H.H.B3.TC.S.WFNET

Credit standards-Impact of bank competition-Household, Euro area, Quarterly

Credit standards Loan supply Impact of bank competition Household Loans for house purchase Backward looking three months Weighted avg frequency of 1 re... All banks

Credit standards Loan supply Impact of bank compe... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.BC.H.H.B3.ST.S.WF1

Margins on riskier loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Weighted avg frequency of 5 re... All banks

Margins on riskier l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MF.H.H.B3.MR.S.WF5

Margins on average loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Number of numeric responses in... All banks

Margins on average l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Number of numeric re... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MF.H.H.B3.MA.S.N

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Loans for house purchase Backward looking three months Weighted avg frequency of 1 re... All banks

Credit standards Loan supply Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.Z.H.H.B3.ST.S.WF1

Credit terms and conditions-Other loan size limits-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Other loan size limits Household Loans for house purchase Backward looking three months Weighted avg frequency of 4 re... All banks

Credit terms and con... Loan supply Other loan size limi... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.OSL.H.H.B3.TC.S.WF4

Credit terms and conditions-Non interest rate charges, lending-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Non interest rate charges, len... Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Non interest rate ch... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.NIC.H.H.B3.TC.S.WFNET

Credit standards-Impact of liquidity position-Household, Euro area, Quarterly

Credit standards Loan supply Impact of liquidity position Household Loans for house purchase Backward looking three months Weighted avg frequency of not ... All banks

Credit standards Loan supply Impact of liquidity ... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.LP.H.H.B3.ST.S.WFNA