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Credit standards-Household, Euro area, Quarterly

Published
Credit standards Loan supply Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks
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Credit standards Loan supply Household Loans for house purc... Backward looking thr... Weighted net percent... All banks
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Q1 2003 to Q2 2026
2 (Q2 2026)
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.Z.H.H.B3.ST.S.WFNET

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Loans for house purchase Backward looking three months Weighted average All banks
Show all
Credit standards Loan supply Household Loans for house purc... Backward looking thr... Weighted average All banks
Show all
Unit described in ti...
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.Z.H.H.B3.ST.S.WA

Credit standards-Impact of bank competition-Household, Euro area, Quarterly

Credit standards Loan supply Impact of bank competition Household Loans for house purchase Backward looking three months Weighted avg frequency of 5 re... All banks
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Credit standards Loan supply Impact of bank compe... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
Show all
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.BC.H.H.B3.ST.S.WF5

Margins on riskier loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of bank`s risk toleranc... Household Loans for house purchase Backward looking three months Weighted avg frequency of not ... All banks
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Margins on riskier l... Loan supply Impact of bank`s ris... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
Show all
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.RTO.H.H.B3.MR.S.WFNA

Margins on riskier loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Number of numeric responses in... All banks
Show all
Margins on riskier l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Number of numeric re... All banks
Show all
Unit described in ti...
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.MF.H.H.B3.MR.S.N

Margins on riskier loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of bank`s risk toleranc... Household Loans for house purchase Backward looking three months Number of numeric responses in... All banks
Show all
Margins on riskier l... Loan supply Impact of bank`s ris... Household Loans for house purc... Backward looking thr... Number of numeric re... All banks
Show all
Unit described in ti...
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.RTO.H.H.B3.MR.S.N

Margins on average loans-Pressure from competition-Household, Euro area, Quarterly

Margins on average loans Loan supply Pressure from competition Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks
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Margins on average l... Loan supply Pressure from compet... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
Show all
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.CMP.H.H.B3.MA.S.WF3

Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks
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Credit terms and con... Loan supply Perception of risk Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks
Show all
Unit described in ti...
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.RSK.H.H.B3.TC.S.WDINX

Credit terms and conditions-Impact of capital position-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of capital position Household Loans for house purchase Backward looking three months Weighted avg frequency of 4 re... All banks
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Credit terms and con... Loan supply Impact of capital po... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
Show all
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.CP.H.H.B3.TC.S.WF4

Margins on average loans-Pressure from competition-Household, Euro area, Quarterly

Margins on average loans Loan supply Pressure from competition Household Loans for house purchase Backward looking three months Weighted avg frequency of 5 re... All banks
Show all
Margins on average l... Loan supply Pressure from compet... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
Show all
Percent
Last updated: 28 Apr 2026 10:00 CEST
BLS.Q.U2.ALL.CMP.H.H.B3.MA.S.WF5