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Credit standards-Household, Euro area, Quarterly

Published Published

Credit standards Loan supply Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Credit standards Loan supply Household Consumer credit Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.Z.H.C.B3.ST.S.WFNET

Margins on average loans-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Margins on average l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 23 Jan 2024 10:00 CET

BLS.Q.U2.ALL.BSC.H.C.B3.MA.S.WFNET

Credit terms and conditions-Collateral requirements-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks

Credit terms and con... Loan supply Collateral requireme... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.CRQ.H.C.B3.TC.S.WF3

Credit terms and conditions-Maturity-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Maturity Household Consumer credit Backward looking three months Weighted avg frequency of 2 re... All banks

Credit terms and con... Loan supply Maturity Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.MTY.H.C.B3.TC.S.WF2

Margins on average loans-Impact of liquidity position-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of liquidity position Household Consumer credit Backward looking three months Weighted avg frequency of 5 re... All banks

Margins on average l... Loan supply Impact of liquidity ... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.LP.H.C.B3.MA.S.WF5

Margins on average loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Margins on average l... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.RTO.H.C.B3.MA.S.WFNET

Credit standards-Impact of creditworthiness of consumers-Household, Euro area, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Consumer credit Backward looking three months Weighted average All banks

Credit standards Loan supply Impact of creditwort... Household Consumer credit Backward looking thr... Weighted average All banks

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.CWC.H.C.B3.ST.S.WA

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Consumer credit Backward looking three months Number of factor not applicabl... All banks

Credit standards Loan supply Household Consumer credit Backward looking thr... Number of factor not... All banks

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.Z.H.C.B3.ST.S.NNA

Credit standards-Impact of creditworthiness of consumers-Household, Euro area, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks

Credit standards Loan supply Impact of creditwort... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.CWC.H.C.B3.ST.S.WF1

Credit standards-Impact of risk on the collateral demanded-Household, Euro area, Quarterly

Credit standards Loan supply Impact of risk on the collater... Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks

Credit standards Loan supply Impact of risk on th... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.U2.ALL.RCD.H.C.B3.ST.S.WF3

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