Macroprudential

These data contain information on the aggregate consolidated  profitabilitybalance sheetsasset qualityliquidityfundingcapital adequacysolvency of EU banksand refer to all EU Member States. The banks are divided into three size groups: small, medium-sized and large. Information on foreign-controlled institutions active in EU countries is also provided.  

Quarterly financial and non-financial sector accounts

BSI statistics are based on either the aggregated or the consolidated balance sheet of the monetary financial institutions (MFI) sector. The aggregated balance sheet is the sum of the balance sheets of all MFIs resident in the euro area. The consolidated balance sheet is obtained by netting the aggregated balance sheet positions between MFIs in the euro area. The consolidated balance sheet provides the basis for the regular analysis of euro area monetary aggregates and counterparts.

The Risk Assessment Indicators (RAI) is a combined dataset from different data sources of the ECB. These indicators are used for the purposes of financial stability and are mostly part of the ESRB risk dashboard.

Statistics on interest rates applied by monetary financial institutions (except central banks and money market funds) to deposits and loans vis-á-vis households and non-financial corporations, both for New Business and Outstanding Amounts .

Government finance statistics (GFS) provide a comprehensive overview of fiscal developments in the euro area, the European Union, and individual EU Member States. Data for Japan, the United Kingdom and the United States are also available, although with less detail.

The Main aggregates in the national accounts (MNA dataset) include gross domestic product (GDP), value added by main economic activity, main expenditure components and aggregated income statistics. These data are collected and disseminated by the European Commission (Eurostat) and the national statistical authorities. The MNA dataset also includes additional indicators calculated by the ECB, such as implicit GDP deflators, contributions to growth, unit labour costs and its components (compensation per employee and labour productivity), as well as business investment. Data for the euro area, EU and the EU Member States are available.

Estimates of the over/undervaluation of residential property prices in selected EU countries are based on four different valuation methods: price-to-rent ratio, price-to-income ratio and two model-based methods (for details, see Box 3 in Financial Stability Review , ECB, June 2011 and/or Box 3 in Financial Stability Review, ECB, November 2015).

These data are collected for resident credit institutions of EU member states. Information is collected on number of offices, number of employees as well as total assets of branches and subsidiaries operating in the EU split according to residency of the parent. In addition, information is collected on market concentration. The information reported is further specified in Annex VII of Guideline ECB/2021/11.

The residential property price indicator for the euro area is an average of non-harmonised country indicators based on data from national sources. It generally includes new and existing dwellings as well as houses and apartments; however, the coverage varies to some extent across countries. It gives an indication of the broad trend-development of residential property prices in the euro area, but does not have the same accuracy as other euro area statistics.

As of 4 February 2026 onwards, the euro area HICP inflation will undergo major methodological changes, according to the announcement by Eurostat. On the same day, the ECB will also discontinue the current Indices of Consumer Prices - ICP dataset on the ECB Data Portal and replace it with a new HICP dataset that will accurately reflect the methodological changes by Eurostat. For more information about these updates, visit the HICP dataset page. The Harmonised Index of Consumer Prices (HICP) for the euro area is published by the European Commission (Eurostat) and generally available from 1996 onwards. Euro area results are obtained by aggregating indices for individual countries. The HICP is broken down following the European classification of individual consumption according to purpose (ECOICOP) and by goods and services special aggregates derived from it. The HICP covers monetary expenditure on final consumption by resident and non-resident households on the economic territory of the euro area. The seasonally adjusted HICP data are compiled by the ECB.

The dataset contains the balance of payments (b.o.p.) and the international investment position (i.i.p.) of the euro area compiled by the ECB, as well as European union aggregates compiled by Eurostat and individual EU country data. The b.o.p. is a statistical statement that summarises, for a specific period of time, the economic transactions of an economy with the rest of the world. The different accounts within the b.o.p. are distinguished according to the nature of the economic resources (e.g. goods, services, income or financial resources) provided and received. The i.i.p. is a statistical statement that shows, at a specific point in time, the value and composition of financial assets of residents of an economy that are claims on non-residents and gold bullion held as reserve assets and liabilities of residents of an economy to non-residents; The current account and capital account main components are broken down by counterpart countries. Financial transactions and positions are presented by type of investment, resident and counterpart sector, type of instrument and country of residency of the counterpart

Structural housing indicators provide (annual) information on underlying structural aspects of the housing markets, for example on the Number of dwellings, Vacancy/occupancy rates, Housing starts and completions, Housing transactions and the Type of tenure (owner-occupied and rented). National data are provided by National Central Banks, compliant with agreed target definitions but are not always fully comparable across countries. European aggregates are compiled by the ECB if the country coverage rate is 60% or higher.

The main objective of the survey is to enhance the Eurosystem"s knowledge of bank lending conditions in the euro area. The BLS provides input for the ECB Governing Council"s assessment of monetary and economic developments, on which it bases its monetary policy decisions. It provides information on the lending policies of euro area banks and complements existing statistics on loans and bank lending rates with information on loan supply and demand for enterprises and households. The survey addresses issues such as credit standards for approving loans, as well as credit terms and conditions applied to new loans to enterprises and households. It also asks for an assessment of loan demand. The survey is addressed to senior loan officers of a representative sample of euro area banks and is conducted four times a year. The sample group participating in the survey comprises banks from all euro area countries and takes into account the characteristics of their respective national banking structures. For more information, please refer to the ECB website.

Securities issues statistics (SEC) are produced by the ECB based on monthly data reported by the national central banks of the euro area. They cover data on outstanding amounts, issuances, redemptions and growth rates of debt securities and listed shares. All these data are broken down by issuer country and sector, instrument type, original maturity, coupon type and currency of denomination. The SEC data are published in a monthly statistical release six weeks after the end of the reference month. The annual Financial Markets Survey (FMS) collects basic data on outstanding amounts and issuances of debt securities and market capitalisation of listed shares for non-euro area EU countries. The SEC data set has been replaced by the CSEC data set as of June 2022.

The dataset contains the official reserve assets of the euro area, as well as individual EU country data. National reserve assets statistics are collected in the context of Guideline ECB/2011/23 of 9 December 2011 (as amended) and both, national data and euro area aggregates, follow the principles and classifications of the 6th edition of the IMF Balance of Payments and International Investment Position Manual (BPM6).

      

The AMECO database is compiled by the DG-ECFIN in the European Commission. It contains annual macro-economic time series submitted by the Member States and “filtered” by the Commission. These data are used in the forecast exercises done two times per year (Spring and Autumn).  It is the official source for some variables, especially those related to public finances.Since 2018 there is only a limited interim forecast concerning GDP growth and inflation and as coincidence the Winter forecast data will not be introduced in AMECO anymore.Current vintage: Autumn 2025; more information can be found on DG-ECFIN website:European Economic Forecast - Autumn 2025Economic forecastsAMECO database

The CLIFS includes six, mainly market-based, financial stress measures that capture three financial market segments: equity markets, bond markets and foreign exchange markets. In addition, when aggregating the sub-indices, the CLIFS takes the co-movement across market segments into account. For further details, see Duprey, T. and Klaus, B., " Dating systemic financial stress episodes in the EU countries ", Working Paper Series, No 1873, ECB, December 2015.

TARGET balances are positions on the balance sheets of all euro area countries’ NCBs and the NCBs of non-euro area EU countries that have joined TARGET on a voluntary basis.

FVC statistics refer to the aggregated balance sheet of the financial vehicle corporation (FVC) sector resident in the euro area.

Maturity profile of outstanding debt securities and long-term debt securities issuance by EU banks (all currencies combined)

Industrial and service producer price indices, industrial production, industrial new orders, industrial turnover, service turnover and retail sales  data are published by the European Commission (Eurostat). Euro area results are obtained by aggregating data for individual countries compiled by national statistical authorities. They are broken down following the classification of economic activities in the EU (NACE) and by the Main Industrial Groupings (MIGS) derived from it.   Industrial producer prices  reflect the ex-factory-gate prices (transportation costs are not included) of all products sold by industry excluding construction on the domestic markets of the euro area countries, excluding imports. They include indirect taxes except VAT and other deductible taxes.  Service producer price indices  and c onstruction output price indices  follow the same concept, reflecting the development of the prices finally received by the service providers and construction companies.   Industrial production  reflects the volume growth of value added of the industries concerned.   Industrial new orders  measure the orders received during the reference period and cover industries working mainly on the basis of orders – in particular textile, pulp and paper, chemical, metal, capital goods and durable consumer goods industries. The data are calculated on the basis of current prices. The legal obligation for the EU members to compile such indices ceased in 2012. Since then, the ECB had published an estimate for euro area new orders, based on actual data for new orders for a limited set of countries still producing these indicators, survey data and turnover data. With an ever declining number of countries providing new orders data, leaving only three of them in mid-2021, the ECB stopped producing the estimate with publication of September 2021 data.   Indices for turnover in industry, services and for the retail trade  measure the turnover, including all duties and taxes with the exception of VAT, invoiced during the reference period. Retail trade turnover covers all retail trade excluding sales of motor vehicles and motorcycles, and except repairs.   Unemployment rates  published by the European Commission (Eurostat) and conform to International Labour Organisation (ILO) guidelines. They refer to persons actively seeking work as a share of the labour force, using harmonised criteria and definitions.  Please note that since December 2020 the dataset is published under the Labour Force Survey Indicators (LFSI) naming convention. Please refer to the mapping between discontinued STS series and the LFSI codes for more information.   The  labour cost indices  are published by the European Commission (Eurostat) and national statistical authorities and measure the changes in labour costs per hour worked in industry (including construction) and market services. A breakdown of hourly labour costs for the euro area is available by labour cost component (wages and salaries, other labour costs) and by economic activity (NACE sections).   The  new passenger cars data  for euro area are seasonally and working day adjusted by the ECB based on data compiled by ACEA (the European Automobile Manufacturers Association). New passenger car registrations cover registrations of both private and commercial passenger cars.

The CISS is computed for the Euro Area as a whole. It includes 15 raw, mainly market-based financial stress measures that are split equally into five categories, namely the financial intermediaries sector, money markets, equity markets, bond markets and foreign exchange markets. For further details, see Holló, D., Kremer, M. and Lo Duca, M., "CISS - A Composite Indicator of Systemic Stress in the Financial System" , Working Paper Series , No 1426, ECB, March 2012. The CISS is also available for the United States of America, following a computation analogous to the Euro Area definition described above. The US CISS is comprised of the appropriate sub-indices for the United States financial system.   The SovCISS measures stress in sovereign debt markets in the Euro Area as a whole and in several Euro Area and non-Euro Area EU countries. The methodology is described in Garcia-de-Andoain, C. and Kremer, M., "Beyond Spreads: Measuring Sovereign Market Stress in the Euro Area" ,  Working Paper Series , No 2185, ECB, October 2018.   The New CISS is computed for four countries for which the Euro Area, the US and the UK use 15 raw indicators and China 16. It maintains the CISS"es scheme of using inputs from different market segments but employs a revised and equal weighting scheme of the raw indicators. It is calculated on a daily basis.