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Consumer credit
Supply
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Austria (72)
Belgium (72)
Cyprus (72)
Estonia (72)
Finland (72)
Germany (72)
Greece (72)
Ireland (72)
Italy (72)
Latvia (72)
Lithuania (72)
Luxembourg (72)
Malta (72)
Portugal (72)
Slovakia (72)
Slovenia (72)
Spain (72)

Bank Lending Survey Statistics (BLS) (1224)

Quarterly (1224)

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Margins on average loans-Impact of cost of funds and balance sheet constraints-Household, Luxembourg, Quarterly

Margins on average loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Margins on average l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 23 Jan 2024 10:00 CET

BLS.Q.LU.ALL.BSC.H.C.B3.MA.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Belgium

BLS.Q.BE.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Cyprus

BLS.Q.CY.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Estonia

BLS.Q.EE.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Finland

BLS.Q.FI.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Germany

BLS.Q.DE.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Greece

BLS.Q.GR.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Ireland

BLS.Q.IE.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Italy

BLS.Q.IT.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Latvia

BLS.Q.LV.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Lithuania

BLS.Q.LT.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Portugal

BLS.Q.PT.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Slovenia

BLS.Q.SI.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Spain

BLS.Q.ES.ALL.BSC.H.C.B3.MA.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Margins on riskier loans-Impact of cost of funds and balance sheet constraints-Household, Lithuania, Quarterly

Margins on riskier loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Margins on riskier l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 23 Jan 2024 10:00 CET

BLS.Q.LT.ALL.BSC.H.C.B3.MR.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Belgium

BLS.Q.BE.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Cyprus

BLS.Q.CY.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Estonia

BLS.Q.EE.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Finland

BLS.Q.FI.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Germany

BLS.Q.DE.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Greece

BLS.Q.GR.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Ireland

BLS.Q.IE.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Italy

BLS.Q.IT.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Latvia

BLS.Q.LV.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Portugal

BLS.Q.PT.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Slovenia

BLS.Q.SI.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Spain

BLS.Q.ES.ALL.BSC.H.C.B3.MR.S.FNET

Last updated: 23 Jan 2024, 10:00 CET

Credit terms and conditions-Maturity-Household, Slovakia, Quarterly

Credit terms and conditions Loan supply Maturity Household Consumer credit Backward looking three months Diffusion index weighted with ... All banks

Credit terms and con... Loan supply Maturity Household Consumer credit Backward looking thr... Diffusion index weig... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.SK.ALL.MTY.H.C.B3.TC.S.BDINX

More geographical areas

Credit terms and conditions-Overall-Household, Slovenia, Quarterly

Credit terms and conditions Loan supply Overall Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Overall Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.SI.ALL.O.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.O.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Pressure from competition-Household, Slovakia, Quarterly

Credit terms and conditions Loan supply Pressure from competition Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Pressure from compet... Household Consumer credit Backward looking thr... Weighted net percent... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.SK.ALL.CMP.H.C.B3.TC.S.BFNET

More geographical areas

Credit standards-Impact of creditworthiness of consumers-Household, Estonia, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Impact of creditwort... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.EE.ALL.CWC.H.C.B3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.CWC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit standards-Impact of risk on the collateral demanded-Household, Spain, Quarterly

Credit standards Loan supply Impact of risk on the collater... Household Consumer credit Backward looking three months Diffusion index All banks

Credit standards Loan supply Impact of risk on th... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.ES.ALL.RCD.H.C.B3.ST.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.RCD.H.C.B3.ST.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Loan demand-Household, Lithuania, Quarterly

Loan demand Household Consumer credit Forward looking three months Diffusion index All banks

Loan demand Household Consumer credit Forward looking thre... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.LT.ALL.Z.H.C.F3.ZZ.D.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.Z.H.C.F3.ZZ.D.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Loan demand-Impact of consumer confidence-Household, Germany, Quarterly

Loan demand Impact of consumer confidence Household Consumer credit Backward looking three months Diffusion index All banks

Loan demand Impact of consumer c... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.DE.ALL.CCF.H.C.B3.ZZ.D.DINX

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.IE.ALL.MAL.H.C.B3.TC.S.DINX

More geographical areas

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