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Consumer credit
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Austria (72)
Belgium (72)
Cyprus (72)
Estonia (72)
Finland (72)
Germany (72)
Greece (72)
Ireland (72)
Italy (72)
Latvia (72)
Lithuania (72)
Luxembourg (72)
Malta (72)
Portugal (72)
Slovakia (72)
Slovenia (72)
Spain (72)

Bank Lending Survey Statistics (BLS) (1224)

Quarterly (1224)

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Credit standards-Household, Germany, Quarterly

Credit standards Loan supply Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Q1 2003 to Q1 2026

10.71 (Q1 2026)

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.DE.ALL.Z.H.C.B3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

-14.29 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.Z.H.C.B3.ST.S.FNET

Q2 2008 to Q1 2026

33.33 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.Z.H.C.B3.ST.S.FNET

Q2 2011 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

-25.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

7.69 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.Z.H.C.B3.ST.S.FNET

Q2 2014 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.Z.H.C.B3.ST.S.FNET

Q2 2015 to Q1 2026

25.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.Z.H.C.B3.ST.S.FNET

Q2 2007 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.Z.H.C.B3.ST.S.FNET

Q1 2003 to Q1 2026

8.33 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Loan demand-Household, Spain, Quarterly

Loan demand Household Consumer credit Backward looking three months Diffusion index All banks

Loan demand Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.ES.ALL.Z.H.C.B3.ZZ.D.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.Z.H.C.B3.ZZ.D.DINX

Last updated: 3 Feb 2026, 10:00 CET

Loan demand-Household, Germany, Quarterly

Loan demand Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Loan demand Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.DE.ALL.Z.H.C.B3.ZZ.D.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.Z.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Credit standards-Household, Spain, Quarterly

Credit standards Loan supply Household Consumer credit Forward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Household Consumer credit Forward looking thre... Net percentage (freq... All banks

More geographical areas

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.ES.ALL.Z.H.C.F3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.Z.H.C.F3.ST.S.FNET

Q2 2008 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.Z.H.C.F3.ST.S.FNET

Q2 2011 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

-25.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

3.57 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

25.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

15.38 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.Z.H.C.F3.ST.S.FNET

Q2 2014 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.Z.H.C.F3.ST.S.FNET

Q2 2015 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.Z.H.C.F3.ST.S.FNET

Q1 2003 to Q1 2026

0.00 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.Z.H.C.F3.ST.S.FNET

Q2 2007 to Q1 2026

12.50 (Q1 2026)

Last updated: 3 Feb 2026, 10:00 CET

Loan demand-Impact of loans from other banks-Household, Greece, Quarterly

Loan demand Impact of loans from other ban... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Loan demand Impact of loans from... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.GR.ALL.LOB.H.C.B3.ZZ.D.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.LOB.H.C.B3.ZZ.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Margins on riskier loans-Perception of risk-Household, Belgium, Quarterly

Margins on riskier loans Loan supply Perception of risk Household Consumer credit Backward looking three months Diffusion index All banks

Margins on riskier l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.BE.ALL.RSK.H.C.B3.MR.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Credit terms and conditions-Non interest rate charges, lending-Household, Ireland, Quarterly

Credit terms and conditions Loan supply Non interest rate charges, len... Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Non interest rate ch... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.IE.ALL.NIC.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Lithuania

BLS.Q.LT.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.NIC.H.C.B3.TC.S.DINX

Last updated: 3 Feb 2026, 10:00 CET

Share of rejected loan application-Household, Lithuania, Quarterly

Share of rejected loan applica... Loan demand Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Share of rejected lo... Loan demand Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.LT.ALL.Z.H.C.B3.RA.D.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Belgium

BLS.Q.BE.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Cyprus

BLS.Q.CY.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Estonia

BLS.Q.EE.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Finland

BLS.Q.FI.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Germany

BLS.Q.DE.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Greece

BLS.Q.GR.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Ireland

BLS.Q.IE.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Italy

BLS.Q.IT.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Latvia

BLS.Q.LV.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Luxembourg

BLS.Q.LU.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Portugal

BLS.Q.PT.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Slovenia

BLS.Q.SI.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Spain

BLS.Q.ES.ALL.Z.H.C.B3.RA.D.FNET

Last updated: 3 Feb 2026, 10:00 CET

Loan demand-Household, Slovakia, Quarterly

Loan demand Household Consumer credit Backward looking three months Diffusion index weighted with ... All banks

Loan demand Household Consumer credit Backward looking thr... Diffusion index weig... All banks

More geographical areas

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.SK.ALL.Z.H.C.B3.ZZ.D.BDINX

More geographical areas

Credit terms and conditions-Size of loans-Household, Slovenia, Quarterly

Credit terms and conditions Loan supply Size of loans Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit terms and con... Loan supply Size of loans Household Consumer credit Backward looking thr... Net percentage (freq... All banks