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Consumer credit
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Austria (72)
Belgium (72)
Cyprus (72)
Estonia (72)
Finland (72)
Germany (72)
Greece (72)
Ireland (72)
Italy (72)
Latvia (72)
Lithuania (72)
Luxembourg (72)
Malta (72)
Portugal (72)
Slovakia (72)
Slovenia (72)
Spain (72)

Bank Lending Survey Statistics (BLS) (1224)

Quarterly (1224)

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Margins on average loans-Perception of risk-Household, Lithuania, Quarterly

Margins on average loans Loan supply Perception of risk Household Consumer credit Backward looking three months Diffusion index All banks

Margins on average l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.LT.ALL.RSK.H.C.B3.MA.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.RSK.H.C.B3.MA.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Margins on riskier loans-Perception of risk-Household, Germany, Quarterly

Margins on riskier loans Loan supply Perception of risk Household Consumer credit Backward looking three months Diffusion index All banks

Margins on riskier l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.DE.ALL.RSK.H.C.B3.MR.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.RSK.H.C.B3.MR.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Collateral requirements-Household, Finland, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit terms and con... Loan supply Collateral requireme... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.FI.ALL.CRQ.H.C.B3.TC.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.CRQ.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit standards-Household, Luxembourg, Quarterly

Credit standards Loan supply Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.LU.ALL.Z.H.C.B3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.Z.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Perception of risk-Household, Cyprus, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.CY.ALL.RSK.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.RSK.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Margin on riskier loans-Household, Italy, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Margin on riskier lo... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.IT.ALL.MRL.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Loan demand-Impact of internal finance out of savings-Household, Slovakia, Quarterly

Loan demand Impact of internal finance out... Household Consumer credit Backward looking three months Diffusion index weighted with ... All banks

Loan demand Impact of internal f... Household Consumer credit Backward looking thr... Diffusion index weig... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.SK.ALL.IFS.H.C.B3.ZZ.D.BDINX

More geographical areas

Credit terms and conditions-Impact of bank`s risk tolerance-Household, Estonia, Quarterly

Credit terms and conditions Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.EE.ALL.RTO.H.C.B3.TC.S.DINX

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.AT.ALL.CWC.H.C.B3.ST.S.DINX

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.SK.ALL.Z.H.C.B3.ZZ.D.BDINX

More geographical areas

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