Euro area countries except Germany, France, Italy and Spain | ECB Data Portal

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Survey on the access to finance of enterprises
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Euro area countries except Germany, France, Italy and Spain (26408)

Survey on Access to Finance of Enterprises (SAFE) (26408)

Half-yearly (15807)
Quarterly (10601)

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Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q11_g1. External financing - factors - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes All sectors All turnover breakdowns includ... All ages included All types of ownership, all ex... Q11_g1. External financing - f... Willingness of banks to provid... Decreased, deteriorated or wil... Including not applicable respo... Weighted percentage of respons...

All firm sizes All sectors All turnover breakdo... All ages included All types of ownersh... Q11_g1. External fin... Willingness of banks... Decreased, deteriora... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.A.0.0.0.Q11_G1.11F.N3.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q5_g1. External financing - needs - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes All sectors All turnover breakdowns includ... All ages included All types of ownership, all ex... Q5_g1. External financing - ne... Trade credit Net (increased minus decreased... Including not applicable respo... Weighted percentage of respons...

All firm sizes All sectors All turnover breakdo... All ages included All types of ownersh... Q5_g1. External fina... Trade credit Net (increased minus... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.A.0.0.0.Q5_G1.FTCR.NN.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q4_g1. Financing structure - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes All sectors All turnover breakdowns includ... Created between 5 and 9 years ... All types of ownership, all ex... Q4_g1. Financing structure - o... Internal funds (retained earni... Including not applicable respo... Weighted percentage of respons...

All firm sizes All sectors All turnover breakdo... Created between 5 an... All types of ownersh... Q4_g1. Financing str... Internal funds (reta... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.A.0.2.0.Q4_G1.FIFN.N7.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q7B_g1. Financing applied - outcome - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes Construction sector All turnover breakdowns includ... All ages included All types of ownership, all ex... Q7B_g1. Financing applied - ou... Credit line, bank overdraft or... Applied but was rejected Including not applicable respo... Weighted percentage of respons...

All firm sizes Construction sector All turnover breakdo... All ages included All types of ownersh... Q7B_g1. Financing ap... Credit line, bank ov... Applied but was reje... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.C.0.0.0.Q7B_G1.FOVD.S4.AL.WP

Euro area countries except Germany, France, Italy and Spain - Small firms - Q7B_g1. Financing applied - outcome - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

Small firms All sectors All turnover breakdowns includ... All ages included All types of ownership, all ex... Q7B_g1. Financing applied - ou... Trade credit Applied but refused because co... Including not applicable respo... Weighted percentage of respons...

Small firms All sectors All turnover breakdo... All ages included All types of ownersh... Q7B_g1. Financing ap... Trade credit Applied but refused ... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.SML.A.0.0.0.Q7B_G1.FTCR.S3.AL.WP

Euro area countries except Germany, France, Italy and Spain - Small firms - Q10_g1. Financing applied - conditions - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

Small firms All sectors All turnover breakdowns includ... All ages included All types of ownership, all ex... Q10_g1. Financing applied - co... Available maturity of the loan Remained unchanged or will rem... Including not applicable respo... Weighted percentage of respons...

Small firms All sectors All turnover breakdo... All ages included All types of ownersh... Q10_g1. Financing ap... Available maturity o... Remained unchanged o... Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.SML.A.0.0.0.Q10_G1.10D.N2.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q0b_g1. Most pressing problem - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes All sectors All turnover breakdowns includ... Created between 5 and 9 years ... All types of ownership, all ex... Q0b_g1. Most pressing problem ... Access to finance Level 6 out of 10 Including not applicable respo... Weighted percentage of respons...

All firm sizes All sectors All turnover breakdo... Created between 5 an... All types of ownersh... Q0b_g1. Most pressin... Access to finance Level 6 out of 10 Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.A.0.2.0.Q0B_G1.P3.L6.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q9_g1. Financing applied - availability - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes Services sector [excluding tra... All turnover breakdowns includ... All ages included All types of ownership, all ex... Q9_g1. Financing applied - ava... Bank loan Decreased, deteriorated or wil... Excluding not applicable respo... Weighted percentage of respons...

All firm sizes Services sector [exc... All turnover breakdo... All ages included All types of ownersh... Q9_g1. Financing app... Bank loan Decreased, deteriora... Excluding not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.S.0.0.0.Q9_G1.FBLN.N3.FL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q0b_g1. Most pressing problem - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes Construction sector All turnover breakdowns includ... All ages included All types of ownership, all ex... Q0b_g1. Most pressing problem ... Other Do not know Including not applicable respo... Weighted percentage of respons...

All firm sizes Construction sector All turnover breakdo... All ages included All types of ownersh... Q0b_g1. Most pressin... Other Do not know Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.C.0.0.0.Q0B_G1.N8.N9.AL.WP

Euro area countries except Germany, France, Italy and Spain - All firm sizes - Q0b_g1. Most pressing problem - over the past 3 months, Euro area countries except Germany, France, Italy and Spain, Quarterly

All firm sizes All sectors All turnover breakdowns includ... Created between 2 and 4 years ... All types of ownership, all ex... Q0b_g1. Most pressing problem ... Regulation Level 5 out of 10 Including not applicable respo... Weighted percentage of respons...

All firm sizes All sectors All turnover breakdo... Created between 2 an... All types of ownersh... Q0b_g1. Most pressin... Regulation Level 5 out of 10 Including not applic... Weighted percentage ...

Hundredth of Percent

Last updated: 2 Feb 2026 10:00 CET

SAFE.Q.T2.ALL.A.0.3.0.Q0B_G1.P6.L5.AL.WP

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