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Credit standards-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit standards Loan supply Impact of cost of funds and ba... Household Loans for house purchase Backward looking three months Number of numeric responses in... All banks
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Credit standards Loan supply Impact of cost of fu... Household Loans for house purc... Backward looking thr... Number of numeric re... All banks
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Unit described in ti...
Last updated: 16 Jul 2024 10:00 CEST
BLS.Q.U2.ALL.BSC.H.H.B3.ST.S.N

Credit terms and conditions-Collateral requirements-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Loans for house purchase Backward looking three months Weighted avg frequency of 4 re... All banks
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Credit terms and con... Loan supply Collateral requireme... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CRQ.H.H.B3.TC.S.WF4

Margins on average loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Weighted avg frequency of 1 re... All banks
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Margins on average l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MF.H.H.B3.MA.S.WF1

Credit standards-Impact of bank competition-Household, Euro area, Quarterly

Credit standards Loan supply Impact of bank competition Household Loans for house purchase Backward looking three months Weighted avg frequency of 5 re... All banks
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Credit standards Loan supply Impact of bank compe... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.BC.H.H.B3.ST.S.WF5

Margins on average loans-Impact of capital position-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of capital position Household Loans for house purchase Backward looking three months Weighted avg frequency of 2 re... All banks
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Margins on average l... Loan supply Impact of capital po... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CP.H.H.B3.MA.S.WF2

Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit terms and con... Loan supply Perception of risk Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RSK.H.H.B3.TC.S.WF3

Margins on riskier loans-Perception of risk-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Perception of risk Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks
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Margins on riskier l... Loan supply Perception of risk Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RSK.H.H.B3.MR.S.WDINX

Credit standards-Impact of creditworthiness of borrower-Household, Euro area, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit standards Loan supply Impact of creditwort... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CWB.H.H.B3.ST.S.WF3

Credit terms and conditions-Margin on riskier loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks
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Credit terms and con... Loan supply Margin on riskier lo... Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MRL.H.H.B3.TC.S.WDINX

Margins on riskier loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks
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Margins on riskier l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MF.H.H.B3.MR.S.WFNET