House purchase | ECB Data Portal

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Bank Lending Survey Statistics (BLS) (2292)

Quarterly (2292)

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Margins on riskier loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of bank`s risk toleranc... Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks

Margins on riskier l... Loan supply Impact of bank`s ris... Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.RTO.H.H.B3.MR.S.WDINX

Credit terms and conditions-Impact of liquidity position-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of liquidity position Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks

Credit terms and con... Loan supply Impact of liquidity ... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.LP.H.H.B3.TC.S.WF3

Margins on average loans-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of cost of funds and ba... Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Margins on average l... Loan supply Impact of cost of fu... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Q1 2003 to Q1 2024

9 (Q1 2024)

Percent

Last updated: 23 Jan 2024 10:00 CET

BLS.Q.U2.ALL.BSC.H.H.B3.MA.S.WFNET

Credit terms and conditions-Collateral requirements-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Loans for house purchase Backward looking three months Weighted avg frequency of 4 re... All banks

Credit terms and con... Loan supply Collateral requireme... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.CRQ.H.H.B3.TC.S.WF4

Credit terms and conditions-Other loan size limits-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Other loan size limits Household Loans for house purchase Backward looking three months Weighted avg frequency of 3 re... All banks

Credit terms and con... Loan supply Other loan size limi... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.OSL.H.H.B3.TC.S.WF3

Margins on riskier loans-Impact of liquidity position-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of liquidity position Household Loans for house purchase Backward looking three months Weighted standard deviation es... All banks

Margins on riskier l... Loan supply Impact of liquidity ... Household Loans for house purc... Backward looking thr... Weighted standard de... All banks

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.LP.H.H.B3.MR.S.WSD

Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Loans for house purchase Backward looking three months Weighted avg frequency of 1 re... All banks

Credit terms and con... Loan supply Overall Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.O.H.H.B3.TC.S.WF1

Margins on riskier loans-Impact of capital position-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of capital position Household Loans for house purchase Backward looking three months Weighted avg frequency of 4 re... All banks

Margins on riskier l... Loan supply Impact of capital po... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.CP.H.H.B3.MR.S.WF4

Credit terms and conditions-Other loan size limits-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Other loan size limits Household Loans for house purchase Backward looking three months Weighted avg frequency of 2 re... All banks

Credit terms and con... Loan supply Other loan size limi... Household Loans for house purc... Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.OSL.H.H.B3.TC.S.WF2

Margins on average loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of ability to access ma... Household Loans for house purchase Backward looking three months Weighted standard deviation es... All banks

Margins on average l... Loan supply Impact of ability to... Household Loans for house purc... Backward looking thr... Weighted standard de... All banks

Unit described in ti...

Last updated: 3 Feb 2026 10:00 CET

BLS.Q.U2.ALL.MF.H.H.B3.MA.S.WSD

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