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Margins on riskier loans-Pressure from competition-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Pressure from competition Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks
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Margins on riskier l... Loan supply Pressure from compet... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CMP.H.C.B3.MR.S.WF1

Credit standards-Impact of liquidity position-Household, Euro area, Quarterly

Credit standards Loan supply Impact of liquidity position Household Consumer credit Backward looking three months Weighted avg frequency of 5 re... All banks
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Credit standards Loan supply Impact of liquidity ... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.LP.H.C.B3.ST.S.WF5

Margins on riskier loans-Perception of risk-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted avg frequency of 5 re... All banks
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Margins on riskier l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RSK.H.C.B3.MR.S.WF5

Credit terms and conditions-Impact of liquidity position-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of liquidity position Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit terms and con... Loan supply Impact of liquidity ... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.LP.H.C.B3.TC.S.WF3

Credit terms and conditions-Impact of capital position-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of capital position Household Consumer credit Backward looking three months Weighted avg frequency of not ... All banks
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Credit terms and con... Loan supply Impact of capital po... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CP.H.C.B3.TC.S.WFNA

Credit terms and conditions-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted standard deviation es... All banks
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Credit terms and con... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted standard de... All banks
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Unit described in ti...
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.TC.S.WSD

Credit terms and conditions-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted diffusion index based... All banks
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Credit terms and con... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted diffusion i... All banks
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Unit described in ti...
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.TC.S.WDINX

Credit standards-Impact of creditworthiness of consumers-Household, Euro area, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks
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Credit standards Loan supply Impact of creditwort... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CWC.H.C.B3.ST.S.WF1

Credit standards-Impact of risk on the collateral demanded-Household, Euro area, Quarterly

Credit standards Loan supply Impact of risk on the collater... Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit standards Loan supply Impact of risk on th... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RCD.H.C.B3.ST.S.WF3

Credit standards-Impact of non-bank competition-Household, Euro area, Quarterly

Credit standards Loan supply Impact of non-bank competition Household Consumer credit Backward looking three months Weighted avg frequency of not ... All banks
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Credit standards Loan supply Impact of non-bank c... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.NBC.H.C.B3.ST.S.WFNA