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Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted average All banks
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Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted average All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RSK.H.C.B3.TC.S.WA

Margins on average loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Number of numeric responses in... All banks
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Margins on average l... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Number of numeric re... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RTO.H.C.B3.MA.S.N

Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted standard deviation es... All banks
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Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted standard de... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RSK.H.C.B3.TC.S.WSD

Credit standards-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Credit standards Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Weighted avg frequency of 5 re... All banks
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Credit standards Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RTO.H.C.B3.ST.S.WF5

Credit standards-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit standards Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted avg frequency of 2 re... All banks
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Credit standards Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 31 Jan 2023 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.ST.S.WF2

Margins on average loans-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Margins on average l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.MA.S.WFNET

Credit standards-Impact of creditworthiness of consumers-Household, Euro area, Quarterly

Credit standards Loan supply Impact of creditworthiness of ... Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks
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Credit standards Loan supply Impact of creditwort... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CWC.H.C.B3.ST.S.WF1

Credit standards-Impact of risk on the collateral demanded-Household, Euro area, Quarterly

Credit standards Loan supply Impact of risk on the collater... Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit standards Loan supply Impact of risk on th... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.RCD.H.C.B3.ST.S.WF3

Margins on riskier loans-Pressure from competition-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Pressure from competition Household Consumer credit Backward looking three months Number of factor not applicabl... All banks
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Margins on riskier l... Loan supply Pressure from compet... Household Consumer credit Backward looking thr... Number of factor not... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.CMP.H.C.B3.MR.S.NNA

Credit terms and conditions-Margin on riskier loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks
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Credit terms and con... Loan supply Margin on riskier lo... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MRL.H.C.B3.TC.S.WF1