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Credit terms and conditions-Impact of ability to access market financing-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of ability to access ma... Household Consumer credit Backward looking three months Weighted avg frequency of 4 re... All banks
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Credit terms and con... Loan supply Impact of ability to... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MF.H.C.B3.TC.S.WF4

Credit standards-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit standards Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit standards Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 31 Jan 2023 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.ST.S.WFNET

Margins on average loans-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Margins on average l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.MA.S.WFNET

Credit standards-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit standards Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted avg frequency of 2 re... All banks
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Credit standards Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 31 Jan 2023 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.ST.S.WF2

Margins on riskier loans-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks
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Margins on riskier l... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.MR.S.WF3

Credit terms and conditions-Impact of cost of funds and balance sheet constraints-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of cost of funds and ba... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Impact of cost of fu... Household Consumer credit Backward looking thr... Weighted net percent... All banks
Show all
Percent
Last updated: 23 Jan 2024 10:00 CET
BLS.Q.U2.ALL.BSC.H.C.B3.TC.S.WFNET

Margins on average loans-Impact of liquidity position-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of liquidity position Household Consumer credit Backward looking three months Number of factor not applicabl... All banks
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Margins on average l... Loan supply Impact of liquidity ... Household Consumer credit Backward looking thr... Number of factor not... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.LP.H.C.B3.MA.S.NNA

Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Consumer credit Backward looking three months Number of numeric responses in... All banks
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Credit terms and con... Loan supply Overall Household Consumer credit Backward looking thr... Number of numeric re... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.O.H.C.B3.TC.S.N

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks
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Credit standards Loan supply Household Consumer credit Backward looking thr... Weighted avg frequen... All banks
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Percent
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.Z.H.C.B3.ST.S.WF3

Credit terms and conditions-Margin on average loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on average loans Household Consumer credit Backward looking three months Weighted diffusion index based... All banks
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Credit terms and con... Loan supply Margin on average lo... Household Consumer credit Backward looking thr... Weighted diffusion i... All banks
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Unit described in ti...
Last updated: 28 Oct 2025 10:00 CET
BLS.Q.U2.ALL.MAL.H.C.B3.TC.S.WDINX