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Credit terms and conditions-Impact of ability to access market financing-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of ability to access ma... Household Consumer credit Backward looking three months Weighted standard deviation es... All banks

Credit terms and con... Loan supply Impact of ability to... Household Consumer credit Backward looking thr... Weighted standard de... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MF.H.C.B3.TC.S.WSD

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Consumer credit Backward looking three months Number of factor not applicabl... All banks

Credit standards Loan supply Household Consumer credit Backward looking thr... Number of factor not... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.Z.H.C.B3.ST.S.NNA

Margins on riskier loans-Pressure from competition-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Pressure from competition Household Consumer credit Backward looking three months Number of factor not applicabl... All banks

Margins on riskier l... Loan supply Pressure from compet... Household Consumer credit Backward looking thr... Number of factor not... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.CMP.H.C.B3.MR.S.NNA

Credit terms and conditions-Margin on riskier loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks

Credit terms and con... Loan supply Margin on riskier lo... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MRL.H.C.B3.TC.S.WF1

Credit terms and conditions-Impact of capital position-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of capital position Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Impact of capital po... Household Consumer credit Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.CP.H.C.B3.TC.S.WFNET

Credit terms and conditions-Collateral requirements-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks

Credit terms and con... Loan supply Collateral requireme... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.CRQ.H.C.B3.TC.S.WF3

Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted avg frequency of 5 re... All banks

Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RSK.H.C.B3.TC.S.WF5

Margins on riskier loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Weighted avg frequency of 4 re... All banks

Margins on riskier l... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RTO.H.C.B3.MR.S.WF4

Credit standards-Impact of bank competition-Household, Euro area, Quarterly

Credit standards Loan supply Impact of bank competition Household Consumer credit Backward looking three months Weighted avg frequency of 3 re... All banks

Credit standards Loan supply Impact of bank compe... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.BC.H.C.B3.ST.S.WF3

Credit terms and conditions-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Weighted average All banks

Credit terms and con... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Weighted average All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RTO.H.C.B3.TC.S.WA