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Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted avg frequency of 2 re... All banks

Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RSK.H.C.B3.TC.S.WF2

Credit terms and conditions-Margin on average loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on average loans Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Margin on average lo... Household Consumer credit Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MAL.H.C.B3.TC.S.WFNET

Margins on average loans-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Margins on average loans Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Number of numeric responses in... All banks

Margins on average l... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Number of numeric re... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RTO.H.C.B3.MA.S.N

Credit terms and conditions-Pressure from competition-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Pressure from competition Household Consumer credit Backward looking three months Weighted avg frequency of not ... All banks

Credit terms and con... Loan supply Pressure from compet... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.CMP.H.C.B3.TC.S.WFNA

Credit standards-Impact of risk on the collateral demanded-Household, Euro area, Quarterly

Credit standards Loan supply Impact of risk on the collater... Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks

Credit standards Loan supply Impact of risk on th... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RCD.H.C.B3.ST.S.WF1

Margins on riskier loans-Impact of ability to access market financing-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Impact of ability to access ma... Household Consumer credit Backward looking three months Weighted diffusion index based... All banks

Margins on riskier l... Loan supply Impact of ability to... Household Consumer credit Backward looking thr... Weighted diffusion i... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.MF.H.C.B3.MR.S.WDINX

Credit terms and conditions-Perception of risk-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted standard deviation es... All banks

Credit terms and con... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted standard de... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RSK.H.C.B3.TC.S.WSD

Margins on riskier loans-Perception of risk-Household, Euro area, Quarterly

Margins on riskier loans Loan supply Perception of risk Household Consumer credit Backward looking three months Weighted avg frequency of 4 re... All banks

Margins on riskier l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RSK.H.C.B3.MR.S.WF4

Credit standards-Impact of capital position-Household, Euro area, Quarterly

Credit standards Loan supply Impact of capital position Household Consumer credit Backward looking three months Weighted diffusion index based... All banks

Credit standards Loan supply Impact of capital po... Household Consumer credit Backward looking thr... Weighted diffusion i... All banks

Unit described in ti...

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.CP.H.C.B3.ST.S.WDINX

Credit terms and conditions-Impact of bank`s risk tolerance-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Weighted avg frequency of 1 re... All banks

Credit terms and con... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Weighted avg frequen... All banks

Percent

Last updated: 28 Oct 2025 10:00 CET

BLS.Q.U2.ALL.RTO.H.C.B3.TC.S.WF1