The PLB dataset currently contains information on the losses due to fraud per liability bearer with respect to fraudulent payment transactions.
National data are collected and compiled by EU NCBs
Semi-annual data since 2022
For information about the naming convention (series key dimensions and metadata), refer to the PLB underlying DSD (ECB_PAY7) maintained by the ECB.
PLB - Losses due to fraud by liability bearer
National Central Banks in the European Union
Disclaimer on Fraud Data
The accuracy and correctness of the data depends on the data quality reported by the responsible reporting agents. Owing to the sensitive nature of fraud-related data, any representations, analyses or interpretations derived from this data should be approached and evaluated with caution and prudence. This will help avoid drawing premature or imprudent conclusions due to information that may be contextually limited, potentially incomplete, or wrongly classified. As is generally the case for the most recent releases of payments statistics and other statistical datasets, fraud data for the latest reference period are flagged as provisional and may be subject to revisions, more so than for earlier reference periods. Furthermore, the ECB publishes an annual joint report on payment fraud with the European Banking Authority. The latest joint report was published in December 2025 and is available here.
The reporting requirements were laid down in the:
Regulation ECB/2020/59 amending Regulation ECB 2013/43 on payment statistics
Guideline ECB/2021/13 on reporting requirements on payments statistics
Download the series catalogue containing a full list of series and associated metadata of the dataset PLB in CSV format (zipped)