Housing and credit access | ECB Data Portal

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Expected ease of credit access over the next 12 months (qualitative), Unweighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Income quintile 2 Total Expected ease of credit access... Numeric variable Unweighted number of responses

Income quintile 2 Total Expected ease of cre... Numeric variable Unweighted number of...

More geographical areas

Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.INC_Q_2.T.C7120.NUM_VAR.UN

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Expected ease of credit access over the next 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Age between 35 and 54 Total Expected ease of credit access... Unchanged/ Broadly unchanged/ ... Weighted share

Age between 35 and 5... Total Expected ease of cre... Unchanged/ Broadly u... Weighted share

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.AGE_35_54.T.C7120.UNCH.WS

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Applied for credit over the previous 3 months (%), Weighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Income quintile 1 Total Applied for credit over the pr... Numeric variable Weighted number of responses

Income quintile 1 Total Applied for credit o... Numeric variable Weighted number of r...

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.Q.Z17.INC_Q_1.T.Q4010.NUM_VAR.WN

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Applied for credit over the previous 3 months (%), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Income quintile 3 Total Applied for credit over the pr... Yes Weighted share

Income quintile 3 Total Applied for credit o... Yes Weighted share

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.Q.Z17.INC_Q_3.T.Q4010.YES.WS

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Expected ease of credit access over the next 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Age between 35 and 54 Total Expected ease of credit access... Up/Improved/Increased/Will inc... Weighted share

Age between 35 and 5... Total Expected ease of cre... Up/Improved/Increase... Weighted share

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.AGE_35_54.T.C7120.INC.WS

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Perceived ease of credit access over the previous 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Income quintile 1 Total Perceived ease of credit acces... Net Balance (increased minus d... Weighted share

Income quintile 1 Total Perceived ease of cr... Net Balance (increas... Weighted share

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.INC_Q_1.T.C7110.NB.WS

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Perceived ease of credit access over the previous 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Income quintile 2 Total Perceived ease of credit acces... Weighted share

Income quintile 2 Total Perceived ease of cr... Weighted share

Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.INC_Q_2.T.C7110.NA.WS

Applied for credit over the previous 3 months (%), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

No specific breakdown Total Applied for credit over the pr... No Weighted share

No specific breakdow... Total Applied for credit o... No Weighted share

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.Q.Z17.ALL.T.Q4010.NO.WS

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Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.Q.Z17.INC_Q_2.T.Q4010.YES.WS

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Perceived ease of credit access over the previous 12 months (qualitative), Unweighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Age between 35 and 54 Total Perceived ease of credit acces... Numeric variable Unweighted number of responses

Age between 35 and 5... Total Perceived ease of cr... Numeric variable Unweighted number of...

More geographical areas

Pure number

Last updated: 18 Nov 2025 09:58 CET

CES.M.Z17.AGE_35_54.T.C7110.NUM_VAR.UN

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Expected ease of credit access over the next 12 months (qualitative), Unweighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Expected ease of credit access over the next 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Applied for credit over the previous 3 months (%), Weighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Applied for credit over the previous 3 months (%), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Expected ease of credit access over the next 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Perceived ease of credit access over the previous 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Perceived ease of credit access over the previous 12 months (qualitative), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Applied for credit over the previous 3 months (%), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Austria

Belgium

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Finland

France

Germany

Greece

Ireland

Italy

Netherlands

Portugal

Spain

Applied for credit over the previous 3 months (%), Weighted share, Euro area 6 (DE, IT, ES, FR, NL, BE), Quarterly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)

Perceived ease of credit access over the previous 12 months (qualitative), Unweighted number of responses, Euro area 6 (DE, IT, ES, FR, NL, BE), Monthly

Euro area 11 (DE, IT, ES, FR, NL, BE, FI, AT, GR, PT, IE)