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Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Overall Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.O.H.C.B3.TC.S.WFNET

Credit terms and conditions-Bank lending rate-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Bank lending rate Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Bank lending rate Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.BLR.H.C.B3.TC.S.WFNET

Credit terms and conditions-Margin on average loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on average loans Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Margin on average lo... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.MAL.H.C.B3.TC.S.WFNET

Credit terms and conditions-Non interest rate charges, lending-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Non interest rate charges, len... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Non interest rate ch... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.NIC.H.C.B3.TC.S.WFNET

Credit terms and conditions-Maturity-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Maturity Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Maturity Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.MTY.H.C.B3.TC.S.WFNET

Credit terms and conditions-Margin on riskier loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Margin on riskier lo... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.MRL.H.C.B3.TC.S.WFNET

Credit terms and conditions-Collateral requirements-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Collateral requirements Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Collateral requireme... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.CRQ.H.C.B3.TC.S.WFNET

Credit terms and conditions-Size of loans-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Size of loans Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Size of loans Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.SZL.H.C.B3.TC.S.WFNET

Credit terms and conditions-First other factor (see OBS_COM)-Household, Euro area, Quarterly

Credit terms and conditions Loan supply First other factor (see OBS_CO... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply First other factor (... Household Consumer credit Backward looking thr... Weighted net percent... All banks
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Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.OF1.H.C.B3.TC.S.WFNET

Credit terms and conditions-Third other factor (see OBS_COM)-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Third other factor (see OBS_CO... Household Consumer credit Backward looking three months Weighted net percentage (tight... All banks
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Credit terms and con... Loan supply Third other factor (... Household Consumer credit Backward looking thr... Weighted net percent... All banks
Show all
Percent
Last updated: 3 Feb 2026 10:00 CET
BLS.Q.U2.ALL.OF3.H.C.B3.TC.S.WFNET