MFI Interest Rate Statistics - MIR

Frequency (1)

• [M] Monthly (6608)

Reference area (27)

• [AT] Austria (263)
• [BE] Belgium (263)
• [BG] Bulgaria (284)
• [CY] Cyprus (232)
• [CZ] Czech Republic (186)
• [DE] Germany (263)
• [DK] Denmark (168)
• [EE] Estonia (271)
• [ES] Spain (263)
• [FI] Finland (263)
• [FR] France (214)
• [GR] Greece (265)
• [HR] Croatia (283)
• [HU] Hungary (186)
• [IE] Ireland (152)
• [IT] Italy (263)
• [LT] Lithuania (271)
• [LU] Luxembourg (263)
• [LV] Latvia (271)
• [MT] Malta (270)
• [NL] Netherlands (249)
• [PL] Poland (186)
• [PT] Portugal (226)
• [RO] Romania (186)
• [SI] Slovenia (271)
• [SK] Slovakia (271)
• [U2] Euro area (changing composition) (325)

BS reference sector breakdown (1)

• [B] Deposit-taking corporations except the central bank (S.122) (6608)

Balance sheet item (19)

• [A20] Loans (439)
• [A22] Lending for house purchase (103)
• [A25] Credit for consumption and other lending (103)
• [A2A] Loans other than revolving loans and overdrafts, convenience and extended credit card debt (1592)
• [A2AC] Loans other than revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (1179)
• [A2B] Loans for consumption excluding revolving loans and overdrafts, convenience and extended credit card debt (397)
• [A2BC] Loans for consumption excluding revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (192)
• [A2C] Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt (625)
• [A2CC] Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (252)
• [A2D] Other lending excluding revolving loans and overdrafts, convenience and extended credit card debt (535)
• [A2I] Loans (defined for cost of borrowing purposes, sum of A2A and A2Z (both related to non-financial corporations)) (22)
• [A2J] Loans to households for house purchase and to non-financial corporations (defined for cost of borrowing purposes, sum of A2C (households), A2A and A2Z (both related to non-financial corporations)) (44)
• [A2Z] Revolving loans and overdrafts, convenience and extended credit card debt (106)
• [A2Z1] Revolving loans and overdrafts (54)
• [A2Z3] Extended credit (52)
• [L21] Overnight deposits (82)
• [L22] Deposits with agreed maturity (660)
• [L23] Deposits redeemable at notice (93)
• [L24] Repurchase agreements (78)

Original maturity/Period of notice/Initial rate fixation (23)

• [A] Total (1659)
• [AM] Total calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (44)
• [D] Up to 3 months (461)
• [E] Over 3 months (26)
• [F] Up to 1 year (664)
• [FM] Up to 1 year calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (22)
• [G] Over 1 and up to 2 years (106)
• [H] Over 2 years (210)
• [HHL] Original maturity over 2 years, remaining maturity over 2 years and interest rate reset within the next 24 months (52)
• [HL] Original maturity over 2 years and remaining maturity up to 2 years (52)
• [I] Over 1 and up to 5 years (452)
• [J] Over 5 years (289)
• [K] Over 1 year (142)
• [KF] Original maturity over 1 year and remaining maturity up to 1 year (52)
• [KKF] Original maturity over 1 year, remaining maturity over 1 year and interest rate reset within the next 12 months (52)
• [KM] Over 1 year calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (22)
• [L] Up to two years (98)
• [O] Over 5 and up to 10 years (456)
• [P] Over 10 years (494)
• [Q] Over 3 months and up to 1 year (356)
• [R] Over 1 and up to 3 years (297)
• [S] Over 3 and up to 5 years (295)
• [Y] Period of initial rate fixation below 1 year and original maturity over 1 year (307)

MFI interest rate data type (9)

• [B] Business volume (outstanding amount / new business) (2314)
• [C] Annual percentage rate of charge (APRC) (54)
• [I] Interest rate component of euro area month-to-month level change (Bennet binary index on interest rates) (230)
• [J] Weight component of euro area month-to-month level change (Bennet binary index on weights) (239)
• [M] Index on interest rates (Bennet chain index) (14)
• [N] Index on weights (Bennet chain index) (14)
• [O] Accumulated changes on interest rates (14)
• [R] Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER) (3715)
• [V] Coefficient of variation (14)

Amount category (4)

• [1] Over EUR 1 million (954)
• [2] Up to and including EUR 0.25 million (874)
• [3] Over EUR 0.25 million and up to EUR 1 million (806)
• [A] Total (3974)

BS counterpart sector (4)

• [2230] Non-Financial corporations and Households (S.11 and S.14 and S.15) (122)
• [2240] Non-Financial corporations (S.11) (3500)
• [2250] Households and non-profit institutions serving households (S.14 and S.15) (2745)
• [2253] Households of which sole proprietors and unincorporated partnerships (SP/UP) (241)

Currency of transaction (9)

• [BGN] Bulgarian lev (25)
• [EEK] Estonian kroon (8)
• [EUR] Euro (6518)
• [HRK] Croatian kuna (20)
• [LTL] Lithuanian litas (8)
• [LVL] Latvian lats (8)
• [MTL] Maltese lira (5)
• [SIT] Slovenian tolar (8)
• [SKK] Slovak koruna (8)

IR business coverage (4)

• [N] New business (5410)
• [O] Outstanding amount (823)
• [P] Pure new loans (173)
• [R] Renegotiation (202)