MFI Interest Rate Statistics - MIR

Frequency (1)

• [M] Monthly (20483)

Reference area (28)

• [AT] Austria (780)
• [BE] Belgium (775)
• [BG] Bulgaria (874)
• [CY] Cyprus (652)
• [CZ] Czech Republic (440)
• [DE] Germany (774)
• [DK] Denmark (400)
• [EE] Estonia (847)
• [ES] Spain (774)
• [FI] Finland (778)
• [FR] France (568)
• [GR] Greece (789)
• [HR] Croatia (1000)
• [HU] Hungary (440)
• [IE] Ireland (504)
• [IT] Italy (773)
• [LT] Lithuania (950)
• [LU] Luxembourg (789)
• [LV] Latvia (955)
• [MT] Malta (853)
• [NL] Netherlands (729)
• [PL] Poland (440)
• [PT] Portugal (670)
• [RO] Romania (440)
• [SE] Sweden (223)
• [SI] Slovenia (843)
• [SK] Slovakia (847)
• [U2] Euro area (changing composition) (1576)

BS reference sector breakdown (1)

• [B] Deposit-taking corporations except the central bank (S.122) (20483)

Balance sheet item (22)

• [A20] Loans (1592)
• [A22] Lending for house purchase (418)
• [A25] Credit for consumption and other lending (407)
• [A2A] Loans other than revolving loans and overdrafts, convenience and extended credit card debt (5876)
• [A2AC] Loans other than revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (4517)
• [A2B] Loans for consumption excluding revolving loans and overdrafts, convenience and extended credit card debt (804)
• [A2BC] Loans for consumption excluding revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (504)
• [A2C] Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt (1023)
• [A2CC] Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt with collateral and/or guarantees (642)
• [A2D] Other lending excluding revolving loans and overdrafts, convenience and extended credit card debt (1247)
• [A2I] Loans (defined for cost of borrowing purposes, sum of A2A and A2Z (both related to non-financial corporations)) (65)
• [A2J] Loans to households for house purchase and to non-financial corporations (defined for cost of borrowing purposes, sum of A2C (households), A2A and A2Z (both related to non-financial corporations)) (83)
• [A2L] Loans to households for house purchase and to non-financial corporations (1)
• [A2N] Loans for consumption and other lending (defined for cost of borrowing purposes, sum of A2B, A2D and A2Z (all related to households)) (65)
• [A2O] Loans for consumption and other lending excluding revolving loans and overdrafts, convenience and extended credit card debt (sum of A2B and A2D) (42)
• [A2Z] Revolving loans and overdrafts, convenience and extended credit card debt (254)
• [A2Z1] Revolving loans and overdrafts (170)
• [A2Z3] Extended credit (162)
• [L21] Overnight deposits (122)
• [L22] Deposits with agreed maturity (2164)
• [L23] Deposits redeemable at notice (151)
• [L24] Repurchase agreements (174)

Original maturity/Period of notice/Initial rate fixation (25)

• [A] Total (4052)
• [AM] Total calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (66)
• [D] Up to 3 months (941)
• [E] Over 3 months (60)
• [F] Up to 1 year (2321)
• [FM] Up to 1 year calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (129)
• [G] Over 1 and up to 2 years (339)
• [H] Over 2 years (631)
• [HHL] Original maturity over 2 years, remaining maturity over 2 years and interest rate reset within the next 24 months (160)
• [HL] Original maturity over 2 years and remaining maturity up to 2 years (162)
• [I] Over 1 and up to 5 years (1474)
• [J] Over 5 years (1230)
• [K] Over 1 year (1939)
• [KF] Original maturity over 1 year and remaining maturity up to 1 year (162)
• [KKF] Original maturity over 1 year, remaining maturity over 1 year and interest rate reset within the next 12 months (160)
• [KM] Over 1 year calculated by weighting the volumes with a moving average (defined for cost of borrowing purposes) (40)
• [L] Up to two years (388)
• [O] Over 5 and up to 10 years (1089)
• [P] Over 10 years (1070)
• [Q] Over 3 months and up to 1 year (872)
• [R] Over 1 and up to 3 years (841)
• [S] Over 3 and up to 5 years (831)
• [Y] Period of initial rate fixation below 1 year and original maturity over 1 year (864)
• [ZF] Original maturity up to 1 year with unspecified period of fixation (345)
• [ZK] Original maturity over 1 year with unspecified period of fixation (317)

MFI interest rate data type (10)

• [B] Business volume (outstanding amount / new business) (4911)
• [C] Annual percentage rate of charge (APRC) (82)
• [I] Interest rate component of euro area month-to-month level change (Bennet binary index on interest rates) (3664)
• [J] Weight component of euro area month-to-month level change (Bennet binary index on weights) (3872)
• [M] Index on interest rates (Bennet chain index) (196)
• [N] Index on weights (Bennet chain index) (196)
• [O] Accumulated changes on interest rates (196)
• [R] Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER) (6950)
• [V] Coefficient of variation (196)
• [W] Volume Weights at euro area level (220)

Amount category (5)

• [0] Up to and including EUR 1 million (669)
• [1] Over EUR 1 million (2719)
• [2] Up to and including EUR 0.25 million (2291)
• [3] Over EUR 0.25 million and up to EUR 1 million (2253)
• [A] Total (12551)

BS counterpart sector (5)

• [2230] Non-Financial corporations and Households (S.11 and S.14 and S.15) (904)
• [2240] Non-Financial corporations (S.11) (12256)
• [2250] Households and non-profit institutions serving households (S.14 and S.15) (6790)
• [2251] Households (S.14) (30)
• [2253] Households of which sole proprietors and unincorporated partnerships (SP/UP) (503)

Currency of transaction (15)

• [BGN] Bulgarian lev (183)
• [CZK] Czech koruna (238)
• [DKK] Danish krone (218)
• [EEK] Estonian kroon (73)
• [EUR] Euro (18026)
• [HRK] Croatian kuna (237)
• [HUF] Hungarian forint (238)
• [LTL] Lithuanian litas (179)
• [LVL] Latvian lats (178)
• [MTL] Maltese lira (72)
• [PLN] Polish zloty (238)
• [RON] Romanian leu (238)
• [SEK] Swedish krona (223)
• [SIT] Slovenian tolar (70)
• [SKK] Slovak koruna (72)

IR business coverage (4)

• [N] New business (16858)
• [O] Outstanding amount (2827)
• [P] Pure new loans (305)
• [R] Renegotiation (493)