House purchase | ECB Data Portal

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Bank lending survey
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Austria (93)
Belgium (93)
Bulgaria (89)
Croatia (92)
Cyprus (93)
Estonia (93)
Euro area (changing composition) (463)
Finland (78)
France (93)
Germany (93)
Greece (93)
Ireland (93)
Italy (93)
Latvia (93)
Lithuania (93)
Luxembourg (93)
Malta (93)
Netherlands (93)
Portugal (93)
Slovakia (93)
Slovenia (78)
Spain (93)

Bank Lending Survey Statistics (BLS) (2381)

Quarterly (2381)

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Credit standards-Household, Euro area, Quarterly

Published Published

Credit standards Loan supply Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit standards Loan supply Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Q1 2003 to Q3 2026

9 (Q3 2026)

Percent

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.Z.H.H.B3.ST.S.WFNET

Credit standards-Household, Euro area, Quarterly

Credit standards Loan supply Household Loans for house purchase Forward looking three months Weighted net percentage (tight... All banks

Credit standards Loan supply Household Loans for house purc... Forward looking thre... Weighted net percent... All banks

Q1 2003 to Q3 2026

2 (Q3 2026)

Percent

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.Z.H.H.F3.ST.S.WFNET

Credit terms and conditions-Impact of loan to value ratio-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of loan to value ratio Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Impact of loan to va... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.LVR.H.H.B3.TC.S.WFNET

Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply Overall Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Q1 2003 to Q3 2026

4 (Q3 2026)

Percent

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.O.H.H.B3.TC.S.WFNET

Credit terms and conditions-First other factor (see OBS_COM)-Household, Euro area, Quarterly

Credit terms and conditions Loan supply First other factor (see OBS_CO... Household Loans for house purchase Backward looking three months Weighted net percentage (tight... All banks

Credit terms and con... Loan supply First other factor (... Household Loans for house purc... Backward looking thr... Weighted net percent... All banks

Percent

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.OF1.H.H.B3.TC.S.WFNET

Credit terms and conditions-Overall-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Overall Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks

Credit terms and con... Loan supply Overall Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks

Unit described in ti...

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.O.H.H.B3.TC.S.WDINX

Credit standards-Household, Italy, Quarterly

Credit standards Loan supply Household Loans for house purchase Backward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Household Loans for house purc... Backward looking thr... Net percentage (freq... All banks

More geographical areas

Q1 2003 to Q3 2026

0.00 (Q3 2026)

Unit described in ti...

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.IT.ALL.Z.H.H.B3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.Z.H.H.B3.ST.S.FNET

Q1 2003 to Q3 2026

0.00 (Q3 2026)

Last updated: 21 Jul 2026, 10:00 CEST

Croatia

BLS.Q.HR.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

France

BLS.Q.FR.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.Z.H.H.B3.ST.S.FNET

Q1 2003 to Q3 2026

7.41 (Q3 2026)

Last updated: 21 Jul 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.Z.H.H.B3.ST.S.FNET

Q2 2015 to Q3 2026

0.00 (Q3 2026)

Last updated: 21 Jul 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Netherlands

BLS.Q.NL.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.Z.H.H.B3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Credit standards-Household, Italy, Quarterly

Credit standards Loan supply Household Loans for house purchase Forward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Household Loans for house purc... Forward looking thre... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.IT.ALL.Z.H.H.F3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Croatia

BLS.Q.HR.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

France

BLS.Q.FR.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Netherlands

BLS.Q.NL.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.Z.H.H.F3.ST.S.FNET

Last updated: 21 Jul 2026, 10:00 CEST

Credit standards-Impact of general economic activity-Household, Euro area, Quarterly

Credit standards Loan supply Impact of general economic act... Household Loans for house purchase Backward looking three months Weighted diffusion index based... All banks

Credit standards Loan supply Impact of general ec... Household Loans for house purc... Backward looking thr... Weighted diffusion i... All banks

Unit described in ti...

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.GEA.H.H.B3.ST.S.WDINX

Credit terms and conditions-Impact of loan to value ratio-Household, Euro area, Quarterly

Credit terms and conditions Loan supply Impact of loan to value ratio Household Loans for house purchase Backward looking three months Weighted average All banks

Credit terms and con... Loan supply Impact of loan to va... Household Loans for house purc... Backward looking thr... Weighted average All banks

Unit described in ti...

Last updated: 21 Jul 2026 10:00 CEST

BLS.Q.U2.ALL.LVR.H.H.B3.TC.S.WA

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