Risk assessment indicators | ECB Data Portal

Select type :

Switch filters

Switching between basic and advanced filters or vice-versa will result in resetting of the current filter selection. Are you sure you want to continue?

Cancel

Switch filters

Advanced filters All data

Reset All Get Data (99)

Select data layer

You are viewing filters under All data

Learn more about Key, Detailed and All data here

Select data layer

Concepts
Geographical areas
Datasets
Frequency

Advanced filters

Advanced filters work within a specified data layer, but do not interact with the filters above and will restrict the original set of results within a specified data layer.

Filters

Risk assessment indicators
Bank sector
Lending
Leverage
Credit
Credit standards
Mortgage loan features
Residential real estate

Austria (3)
Belgium (2)
Bulgaria (3)
Croatia (3)
Cyprus (3)
Czech Republic (3)
Denmark (3)
Estonia (6)
Euro area (changing composition) (2)
Finland (3)
France (3)
Germany (3)
Greece (3)
Hungary (3)
Ireland (3)
Italy (3)
Latvia (6)
Lithuania (6)
Luxembourg (3)
Malta (5)
Netherlands (3)
Poland (3)
Portugal (3)
Romania (3)
Slovakia (6)
Slovenia (6)
Spain (3)
Sweden (3)

Risk Assessment Indicators (RAI) (99)

Monthly (99)

Switch filters

Filters

Switching between basic and advanced filters or vice-versa will result in resetting of the current filter selection. Are you sure you want to continue?

Reset All

Sort by

Select data layer

Share of variable rate loans in total loans for house purchase, Euro area, Monthly

Share of new loans to househol... Euro Based on MIR data

Share of new loans t... Euro Based on MIR data

More geographical areas

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.U2.SVLHPHH.EUR.MIR.Z

More geographical areas

Austria

RAI.M.AT.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Belgium

RAI.M.BE.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Cyprus

RAI.M.CY.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Finland

RAI.M.FI.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

France

RAI.M.FR.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Germany

RAI.M.DE.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Greece

RAI.M.GR.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Ireland

RAI.M.IE.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Italy

RAI.M.IT.SVLHPHH.EUR.MIR.Z

Jan 2003 to Jan 2026

20.4413 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Latvia

RAI.M.LV.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Lithuania

RAI.M.LT.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Luxembourg

RAI.M.LU.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Malta

RAI.M.MT.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Netherlands

RAI.M.NL.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Portugal

RAI.M.PT.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovenia

RAI.M.SI.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Spain

RAI.M.ES.SVLHPHH.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Share of variable rate loans in total loans to households and non-financial corporations, Euro area, Monthly

Share of new loans with a floa... Euro Based on MIR data

Share of new loans w... Euro Based on MIR data

More geographical areas

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.U2.SVLHHNFC.EUR.MIR.Z

More geographical areas

Austria

RAI.M.AT.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Cyprus

RAI.M.CY.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Finland

RAI.M.FI.SVLHHNFC.EUR.MIR.Z

Jan 2003 to Jan 2026

Missing value (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

France

RAI.M.FR.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Germany

RAI.M.DE.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Greece

RAI.M.GR.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Ireland

RAI.M.IE.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Italy

RAI.M.IT.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Latvia

RAI.M.LV.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Lithuania

RAI.M.LT.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Luxembourg

RAI.M.LU.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Malta

RAI.M.MT.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Netherlands

RAI.M.NL.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Portugal

RAI.M.PT.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovenia

RAI.M.SI.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Spain

RAI.M.ES.SVLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Share of variable rate loans in total loans for house purchase, Poland, Monthly

Share of new loans to househol... Euro and domestic currency Based on MIR data

Share of new loans t... Euro and domestic cu... Based on MIR data

More geographical areas

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.PL.SVLHPHH.U1.MIR.Z

More geographical areas

Bulgaria

RAI.M.BG.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Croatia

RAI.M.HR.SVLHPHH.U1.MIR.Z

Last updated: 3 Mar 2023, 15:00 CET

Czech Republic

RAI.M.CZ.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Denmark

RAI.M.DK.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.SVLHPHH.U1.MIR.Z

Last updated: 30 May 2025, 14:23 CEST

Hungary

RAI.M.HU.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Latvia

RAI.M.LV.SVLHPHH.U1.MIR.Z

Last updated: 3 Jun 2016, 15:00 CEST

Lithuania

RAI.M.LT.SVLHPHH.U1.MIR.Z

Last updated: 3 Jun 2016, 12:51 CEST

Malta

RAI.M.MT.SVLHPHH.U1.MIR.Z

Last updated: 3 Jun 2016, 15:00 CEST

Romania

RAI.M.RO.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.SVLHPHH.U1.MIR.Z

Last updated: 4 Oct 2023, 15:09 CEST

Slovenia

RAI.M.SI.SVLHPHH.U1.MIR.Z

Last updated: 3 Jun 2016, 15:00 CEST

Sweden

RAI.M.SE.SVLHPHH.U1.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

New loans to households and non-financial corporations, annual growth rate of the index of notional stocks, Germany, Monthly

Annual growth rate of MFIs new... Euro Based on MIR data

Annual growth rate o... Euro Based on MIR data

More geographical areas

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.DE.GRNLHHNFC.EUR.MIR.Z

More geographical areas

Austria

RAI.M.AT.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Belgium

RAI.M.BE.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Cyprus

RAI.M.CY.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Finland

RAI.M.FI.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

France

RAI.M.FR.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Greece

RAI.M.GR.GRNLHHNFC.EUR.MIR.Z

Aug 2004 to Jan 2026

-0.4813 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Ireland

RAI.M.IE.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Italy

RAI.M.IT.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Latvia

RAI.M.LV.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Lithuania

RAI.M.LT.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Luxembourg

RAI.M.LU.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Malta

RAI.M.MT.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Netherlands

RAI.M.NL.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Portugal

RAI.M.PT.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Slovenia

RAI.M.SI.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Spain

RAI.M.ES.GRNLHHNFC.EUR.MIR.Z

Last updated: 4 Mar 2026, 15:11 CET

Share of variable rate loans in total loans to households and non-financial corporations, Poland, Monthly

Share of new loans with a floa... Euro and domestic currency Based on MIR data

Share of new loans w... Euro and domestic cu... Based on MIR data

More geographical areas

Jan 2005 to Jan 2026

65.5993 (Jan 2026)

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.PL.SVLHHNFC.U1.MIR.Z

More geographical areas

Bulgaria

RAI.M.BG.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2025

98.7408 (Dec 2025)

Last updated: 4 Mar 2026, 15:11 CET

Croatia

RAI.M.HR.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2022

48.60 (Dec 2022)

Last updated: 3 Mar 2023, 15:00 CET

Czech Republic

RAI.M.CZ.SVLHHNFC.U1.MIR.Z

Jan 2004 to Jan 2026

34.0131 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Denmark

RAI.M.DK.SVLHHNFC.U1.MIR.Z

Jan 2003 to Jan 2026

66.4637 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2010

48.54 (Dec 2010)

Last updated: 3 Jun 2016, 12:51 CEST

Hungary

RAI.M.HU.SVLHHNFC.U1.MIR.Z

Jan 2003 to Jan 2026

33.9774 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Latvia

RAI.M.LV.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2013

94.71 (Dec 2013)

Last updated: 3 Jun 2016, 15:00 CEST

Lithuania

RAI.M.LT.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2014

92.80 (Dec 2014)

Last updated: 3 Jun 2016, 12:51 CEST

Malta

RAI.M.MT.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2007

93.41 (Dec 2007)

Last updated: 3 Jun 2016, 12:51 CEST

Romania

RAI.M.RO.SVLHHNFC.U1.MIR.Z

Jan 2007 to Jan 2026

49.7261 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2008

64.95 (Dec 2008)

Last updated: 4 Oct 2023, 15:09 CEST

Slovenia

RAI.M.SI.SVLHHNFC.U1.MIR.Z

Jan 2003 to Dec 2006

92.13 (Dec 2006)

Last updated: 3 Jun 2016, 12:51 CEST

Sweden

RAI.M.SE.SVLHHNFC.U1.MIR.Z

Aug 2005 to Jan 2026

88.0829 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

New loans to households and non-financial corporations, annual growth rate of the index of notional stocks, Hungary, Monthly

Annual growth rate of MFIs new... Euro and domestic currency Based on MIR data

Annual growth rate o... Euro and domestic cu... Based on MIR data

More geographical areas

Dec 2004 to Jan 2026

23.7382 (Jan 2026)

Percent

Last updated: 4 Mar 2026 15:11 CET

RAI.M.HU.GRNLHHNFC.U1.MIR.Z

More geographical areas

Bulgaria

RAI.M.BG.GRNLHHNFC.U1.MIR.Z

Dec 2008 to Dec 2025

13.4620 (Dec 2025)

Last updated: 4 Mar 2026, 15:11 CET

Croatia

RAI.M.HR.GRNLHHNFC.U1.MIR.Z

Nov 2013 to Dec 2022

16.2588 (Dec 2022)

Last updated: 5 Jul 2024, 13:30 CEST

Czech Republic

RAI.M.CZ.GRNLHHNFC.U1.MIR.Z

Dec 2005 to Jan 2026

14.4794 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Denmark

RAI.M.DK.GRNLHHNFC.U1.MIR.Z

Dec 2004 to Jan 2026

4.4236 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Estonia

RAI.M.EE.GRNLHHNFC.U1.MIR.Z

Dec 2006 to Dec 2010

57.7868 (Dec 2010)

Last updated: 5 Jul 2024, 13:30 CEST

Latvia

RAI.M.LV.GRNLHHNFC.U1.MIR.Z

Dec 2005 to Dec 2013

0.9602 (Dec 2013)

Last updated: 5 Jul 2024, 13:30 CEST

Lithuania

RAI.M.LT.GRNLHHNFC.U1.MIR.Z

Sep 2006 to Dec 2014

-2.2749 (Dec 2014)

Last updated: 5 Jul 2024, 13:30 CEST

Poland

RAI.M.PL.GRNLHHNFC.U1.MIR.Z

Dec 2006 to Jan 2026

16.3780 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Romania

RAI.M.RO.GRNLHHNFC.U1.MIR.Z

Dec 2008 to Jan 2026

21.6640 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Slovakia

RAI.M.SK.GRNLHHNFC.U1.MIR.Z

Dec 2005 to Dec 2008

110.4358 (Dec 2008)

Last updated: 5 Jul 2024, 13:30 CEST

Slovenia

RAI.M.SI.GRNLHHNFC.U1.MIR.Z

Dec 2004 to Dec 2006

14.5951 (Dec 2006)

Last updated: 5 Jul 2024, 13:30 CEST

Sweden

RAI.M.SE.GRNLHHNFC.U1.MIR.Z

Jul 2007 to Jan 2026

5.5731 (Jan 2026)

Last updated: 4 Mar 2026, 15:11 CET

Nothing in data comparison

Are you happy with this page?

Yes No