Consumer credit | ECB Data Portal

Select type :

Switch filters

Switching between basic and advanced filters or vice-versa will result in resetting of the current filter selection. Are you sure you want to continue?

Cancel

Switch filters

Advanced filters All data

Reset All Get Data (1224)

Select data layer

You are viewing filters under All data

Learn more about Key, Detailed and All data here

Select data layer

Concepts
Geographical areas
Datasets
Frequency

Advanced filters

Advanced filters work within a specified data layer, but do not interact with the filters above and will restrict the original set of results within a specified data layer.

Filters

Consumer credit
Supply
Demand
Credit
Credit conditions
Debt
Macroprudential

Austria (72)
Belgium (72)
Cyprus (72)
Estonia (72)
Finland (72)
Germany (72)
Greece (72)
Ireland (72)
Italy (72)
Latvia (72)
Lithuania (72)
Luxembourg (72)
Malta (72)
Portugal (72)
Slovakia (72)
Slovenia (72)
Spain (72)

Bank Lending Survey Statistics (BLS) (1224)

Quarterly (1224)

Switch filters

Filters

Switching between basic and advanced filters or vice-versa will result in resetting of the current filter selection. Are you sure you want to continue?

Reset All

Sort by

Select data layer

Credit terms and conditions-Maturity-Household, Belgium, Quarterly

Credit terms and conditions Loan supply Maturity Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Maturity Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.BE.ALL.MTY.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.MTY.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Margins on riskier loans-Impact of bank`s risk tolerance-Household, Lithuania, Quarterly

Margins on riskier loans Loan supply Impact of bank`s risk toleranc... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Margins on riskier l... Loan supply Impact of bank`s ris... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.LT.ALL.RTO.H.C.B3.MR.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.RTO.H.C.B3.MR.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Margin on riskier loans-Household, Cyprus, Quarterly

Credit terms and conditions Loan supply Margin on riskier loans Household Consumer credit Backward looking three months Diffusion index All banks

Credit terms and con... Loan supply Margin on riskier lo... Household Consumer credit Backward looking thr... Diffusion index All banks

More geographical areas

Percent

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.CY.ALL.MRL.H.C.B3.TC.S.DINX

More geographical areas

Austria

BLS.Q.AT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.MRL.H.C.B3.TC.S.DINX

Last updated: 28 Apr 2026, 10:00 CEST

Loan demand-Impact of spending on durable consumer goods-Household, Germany, Quarterly

Loan demand Impact of spending on durable ... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Loan demand Impact of spending o... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.DE.ALL.SDC.H.C.B3.ZZ.D.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.SDC.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit terms and conditions-Overall-Household, Cyprus, Quarterly

Credit terms and conditions Loan supply Overall Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit terms and con... Loan supply Overall Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.CY.ALL.O.H.C.B3.TC.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.O.H.C.B3.TC.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Credit standards-Impact of non-bank competition-Household, Ireland, Quarterly

Credit standards Loan supply Impact of non-bank competition Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Credit standards Loan supply Impact of non-bank c... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.IE.ALL.NBC.H.C.B3.ST.S.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Germany

BLS.Q.DE.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.NBC.H.C.B3.ST.S.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Loan demand-Impact of other sources of finance-Household, Germany, Quarterly

Loan demand Impact of other sources of fin... Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Loan demand Impact of other sour... Household Consumer credit Backward looking thr... Net percentage (freq... All banks

More geographical areas

Unit described in ti...

Last updated: 28 Apr 2026 10:00 CEST

BLS.Q.DE.ALL.OSF.H.C.B3.ZZ.D.FNET

More geographical areas

Austria

BLS.Q.AT.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Belgium

BLS.Q.BE.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Cyprus

BLS.Q.CY.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Estonia

BLS.Q.EE.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Finland

BLS.Q.FI.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Greece

BLS.Q.GR.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Ireland

BLS.Q.IE.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Italy

BLS.Q.IT.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Latvia

BLS.Q.LV.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Lithuania

BLS.Q.LT.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Luxembourg

BLS.Q.LU.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Portugal

BLS.Q.PT.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Slovenia

BLS.Q.SI.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Spain

BLS.Q.ES.ALL.OSF.H.C.B3.ZZ.D.FNET

Last updated: 28 Apr 2026, 10:00 CEST

Margins on average loans-Perception of risk-Household, Lithuania, Quarterly

Margins on average loans Loan supply Perception of risk Household Consumer credit Backward looking three months Net percentage (frequency of t... All banks

Margins on average l... Loan supply Perception of risk Household Consumer credit Backward looking thr... Net percentage (freq... All banks